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WorldPay Review – Card Machines, Online Payment and Virtual Terminal Solutions


Within this article, we are going to take a look at WorldPay. Have you ever heard of WorldPay? If so, then you should may be familiar with their merchant account solutions. If not, this is a great place to understand some key points with regards to their services that will enable your business to take card payments as well as receiving money via a merchant account.

Before we take a look at some of the card payment solution that WorldPay offers, let’s begin by looking at WorldPay in more detail.



WorldPay is one of the world’s leading payment processing companies in the world with a vast range of technology and card payment solutions for businesses of all sizes. They operate excellent services with regards to secure payment platforms.

“Worldpay has been a pioneer in card payments, multi-currency processing, online payments and contactless, and is aiming to lead the way in expanding global reach, data analytics and optimisation, and the emerging field of integrated payments.”

Serving merchants from across 146 countries, this highlights the sheer scale of Worldpay as an organisation. With over 5,000 employees and over 25 offices worldwide, WorldPay can be used by both small and large businesses.

Now that you have a good understanding about the company, let’s take a look at some of the products that WorldPay has to offers businesses, entrepreneurs and merchants.



WorldPay are the leading provider of merchant accounts in the UK to small and medium business today. Card machines provided by worldpay enable businesses to take credit card payment instore, on the move or over the telephone. They are extremely reliable and fast when making transactions, most also facilitate contactless payments.

Below we have included a list of some of the products Worldpay offer to business in regards to card machines:

  • Countertop card machines

This type of card machine is ideal for businesses who need to take payments at a till – ideal for shops and restaurants.

  • Portable card machines

Similar to the above, this card machine can be used to take payments in your shop. However, the benefit of this machine is that you can move around the shop floor to make easy transactions.

  • Mobile card machines

The mobile card machine is ideal for businesses on the move such as a tradesman or a delivery company. Or any business that needs to take card payments outside. All you need is mobile coverage and you will be able to take payments anywhere.



One of the biggest products that WorldPay offers is safe and secure online payment solutions that allow you to process credit card payments direct from your website or app.



Worldpay’s virtual terminal allows you to take payments securely over the phone using a web based interface. It’s easy to setup and offers your customers more ways to pay. Price for this service was at £9.95 per month (at the time of writing this article).


When it comes to secure online payment gateways, there are different packages that WorldPay offers. Below we have outlined four plans that you could consider:


This is a simple plan which is suited to anyone who wants to grow their business – perfect for small to medium businesses. Within this plan you can expect to receive the following:

  • Online payment gateway;
  • Virtual Terminal;
  • Pay by Link;
  • Business Manager;
  • PCI annual management, plus more!



With a one fixed monthly charge, you will be provided peace at mind by knowing what money is being paid. This package includes the following:

  • Fixed monthly rate;
  • Online transaction fees;
  • Virtual Terminal;
  • Pay by Link;
  • Business Manager;
  • WorldPay Benefits Club including both personal and business offers.



You can customise a plan to suit your businesses’ needs. This is ideal for businesses who want to have a good understanding of transactions and analyse their data. This package guarantees the following:

  • 350 online gateway transactions;
  • Virtual Terminal;
  • Pay by Link;
  • Business Manager;



Last but not least is the pay as you go plan. This has been designed for businesses seeking flexible and low commitment options. This plan includes:

  • Online payment gateway;
  • Choice of bolt options;
  • Business Manager;
  • PCI annual management fee.



As you can see, WorldPay has adapted its technology and products to suit the current needs of businesses – both small and large. Whether you want to grow your business by taking payments in person with a card machine, over the telephone or online, WorldPay products are a great way to make payment processing that much easier.


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